How to Check FAB Bank Balance Online in 2025: A Simple Guide
Namaste dosto! If you’re a First Abu Dhabi Bank (FAB) customer in the UAE, keeping track of your account balance is super important. Whether it’s your savings account, current account, or a prepaid card like Ratibi, knowing your balance helps you plan your budget, avoid overdrafts, and stay in control of your finances. In 2025, FAB offers several easy and secure ways to check your balance online or offline. In this guide, I’ll walk you through the simplest methods to do a FAB balance enquiry, with clear steps and tips to make it hassle-free. Let’s dive in!
Why Checking Your FAB Balance Regularly Matters
Before we get into the how-to, let’s talk about why checking your FAB bank balance is a good habit. Regular balance checks help you:
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Plan Your Budget: Knowing how much money you have lets you decide what you can spend or save.
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Avoid Overdrafts: You can steer clear of fees by ensuring you have enough funds for transactions.
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Spot Fraud: Frequent checks help you notice any unauthorized transactions quickly.
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Track Salary Credits: If you use a FAB Ratibi or prepaid card for your salary, you can confirm deposits instantly.
Now, let’s explore the best ways to check your FAB balance in 2025.
5 Easy Methods to Check FAB Bank Balance
FAB offers multiple options to suit everyone, whether you love using apps or prefer traditional methods. Below, I’ve listed five simple ways to check your balance, with step-by-step instructions for each.
1. Check FAB Balance via Mobile App
The FAB Mobile Banking App is the most convenient way to check your balance, especially if you’re always on the go. It’s fast, secure, and shows your balance right on the home screen.
Steps to Check Balance Using the FAB Mobile App
|
Step |
Description |
|---|---|
| 1 |
Download the FAB Mobile App from the Google Play Store (Android) or App Store (iOS). |
| 2 |
Log in with your username and password. If you’re new, register using your Emirates ID and complete the verification process (OTP and facial recognition). |
| 3 |
Once logged in, your account balance will appear on the dashboard. |
| 4 |
Tap “Accounts” or “Cards” to view details for savings, current, or prepaid cards like Ratibi. |
| 5 |
Check transaction history or download e-statements for more details. |
Why Use the App?
It’s perfect for tech-savvy users, offers real-time updates, and supports biometric login for extra security. Plus, you can manage other banking tasks like bill payments or transfers.
2. FAB Balance Enquiry Through the Website
If you prefer using a laptop or desktop, the FAB online banking portal is a great option. It’s ideal for those who want a detailed view of their accounts.
Steps to Check Balance on the FAB Website
|
Step |
Description |
|---|---|
| 1 |
Visit the official FAB website (www.bankfab.com). |
| 2 |
Click “Login” and select “Personal Online Banking.” |
| 3 |
Enter your username, password, and complete the two-factor authentication (OTP sent to your registered mobile). |
| 4 |
Go to the “Accounts” tab to see your balance. |
| 5 |
For prepaid cards, visit the FAB Prepaid Card Inquiry Portal (ppc.magnati.com), enter the last two digits of your card number and Card ID, then click “Go.” |
Why Use the Website?
The portal is secure, offers a clear overview of all your accounts, and lets you download statements for record-keeping.
3. Check FAB Balance via SMS Banking
No internet? No problem! SMS banking is a quick way to check your balance using your registered mobile number.
Steps for SMS Balance Enquiry
|
Step |
Description |
|---|---|
| 1 |
Ensure your mobile number is registered with FAB. |
| 2 |
Send an SMS with “BAL” followed by the last four digits of your account number (e.g., BAL 1234) to 2121. |
| 3 |
Receive an instant SMS with your current balance. |
Why Use SMS Banking?
It’s perfect for areas with low internet connectivity or if you’re using a basic phone. Note that a small fee may apply for SMS services.
4. FAB Balance Check at an ATM
For those who like traditional methods, checking your balance at a FAB ATM is straightforward and doesn’t require internet access.
Steps to Check Balance at an ATM
|
Step |
Description |
|---|---|
| 1 |
Find a FAB ATM near you (use Google Maps or the FAB app to locate one). |
| 2 |
Insert your FAB debit or prepaid card. |
| 3 |
Enter your 4-digit PIN securely. |
| 4 |
Select “Balance Inquiry” from the menu. |
| 5 |
View your balance on the screen. You can also print a receipt if needed. |
Why Use an ATM?
It’s reliable, free, and available 24/7, making it a great option when you’re out and about.
5. Check FAB Balance via Customer Care
If you prefer speaking to someone, FAB’s customer care team is ready to assist you with your balance enquiry.
Steps to Check Balance via Customer Care
|
Step |
Description |
|---|---|
| 1 |
Call FAB’s customer care: 600 52 5500 (within UAE) or +971 2 681 1511 (international). |
| 2 |
Choose your preferred language. |
| 3 |
Follow the automated menu and select “Balance Check.” |
| 4 |
Provide your account or card details for verification. |
| 5 |
Listen to your balance or speak to a representative for more details. |
Why Call Customer Care?
It’s helpful if you’re facing issues with other methods or need personal assistance.
Also Check:- HRMS Bihar
Tips for a Smooth FAB Balance Enquiry
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Use Secure Networks: Avoid public Wi-Fi when accessing the FAB app or website to keep your data safe.
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Keep Credentials Handy: Have your username, password, or Card ID ready to avoid delays.
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Update the App: Ensure your FAB Mobile App is updated to the latest version for smooth performance.
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Check for Fees: While most methods are free, SMS banking or international calls may have small charges.
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Monitor Regularly: Check your balance weekly to stay on top of your finances and spot any issues early.
Frequently Asked Questions (FAQs)
1. Can I check my FAB balance without internet access?
Yes, you can use SMS banking, visit an ATM, or call customer care to check your balance without internet.
2. Is there a fee for checking my FAB balance?
Checking your balance via the app, website, or ATM is free. SMS banking may have a small charge.
3. How do I reset my FAB Mobile App password?
Use the “Forgot Password” option on the app or website and follow the steps to reset it using your registered mobile number.
4. Can I check my Ratibi card balance online?
Yes, visit the FAB Prepaid Card Inquiry Portal (ppc.magnati.com) and enter your card details to check your Ratibi or prepaid card balance.
5. Is it safe to check my balance online?
Yes, FAB uses advanced encryption and biometric authentication to ensure your online banking is secure.
Final Thoughts
Namaste dosto! Checking your FAB bank balance in 2025 is easier than ever, thanks to the variety of options available. Whether you’re a tech lover who prefers the FAB Mobile App or someone who likes the simplicity of SMS or ATM checks, FAB has you covered. By regularly monitoring your balance, you can stay financially in control, avoid surprises, and make smarter money decisions. So, pick the method that suits your lifestyle and start checking your balance today! For more details, visit the official FAB website or download their app. Stay financially smart and keep your money in check!
